Who We Are
Introducing PASS – the Pan African Switch System. Seamless payments across Africa. One continent, One People, One Ecosystem!
PASS is the continent’s only interoperable switch for all digital payment transactions across Africa.
Our vision is to offer a single interoperable payment interface for all transactions across the continent. Headquartered in the UAE, PASS will enable its regional subsidiaries in West Africa, East Africa, South and Central Africa and North Africa to create an ecosystem for switching and settlement of payment transactions across the continent. PASS will initially focus on digital transactions across the West African countries through its offices in Ghana and allow seamless digital payments across the region while facilitating settlements in respective local currencies. Through partnerships with Central Banks and domestic switches, PASS will provide the infrastructure to facilitate and settle both domestic and cross border Payments throughout the region.
Regional Focus; Cross Continent Access
ECO PASS- West Africa
Headquartered in Ghana, ECO PASS will be the single payment switch system for all countries in West Africa. Our state-of-the-art technology will locate switch systems in Ghana, Senegal and Gabon and will allow for seamless digital payments across all of the West African States. Settlements will be enabled through central banking systems leveraging the RTGS system and ensure rapid funds availability to end users. Cross border settlements will be made in domestic currencies at competitive rates enabling cross border trade and remittances.
Introducing PASS-the Pan African Switch System. Seamless payments across Africa.
One continent, One People, One Ecosystem!
ECA PASS- East Africa
Headquartered in Kenya, ECA PASS will be the single payment switch for all digital payments across countries in East Africa. With a central switch located in Kenya and connected to its network of switches in East Africa with partners, ECA PASS will allow seamless interoperability of transactions across the Eastern seaboard of the continent. Settlements will be made in an expeditious manner leveraging existing central bank infrastructure such as RTGS and in local currency. It will also facilitate the flow of cross border remittance transactions through the latest channels including mobile in a fully regulatory compliant manner.
SCA PASS- South Africa
Headquartered in Johannesburg, SCA PASS will be the single payment switch for all digital payments across South and Central Africa. SCA PASS will cover all countries from the Central African Republic to South Africa covering the western seaboard of the continent. It will cover both domestic and cross border digital payments and enable seamless switching and full settlement in an expeditious manner.
Headquartered in Johannesburg, SCA PASS will be the single payment switch for all digital payments across South and Central Africa. SCA PASS will cover all countries from the Central African Republic to South Africa covering the western seaboard of the continent. It will cover both domestic and cross border digital payments and enable seamless switching and full settlement in an expeditious manner.PASS will enable all types of digital payments across the region including e-Commerce and ATM/POS payments. Local switches will be placed strategically in certain regions to enable maximum coverage in a fully regulatory compliant manner across the countries served. Foreign exchange will be integrated into the offering and allow for seamless payments across the region.
Our mission is to operate a comprehensive online payment platform that supports both local and global business transactions.
Our vision is to offer a single interoperable payment interface for all transactions across the continent.
The PASS Advantage
We make digital payments simple for the region with our use of cutting edge technology, rules based systems, process know how and a depth of experience across the payments and switching arena. We provide all of our stakeholders, issuers, acquirers, consumers and merchants, a superior value proposition that ensures best in class quality driven service.
In an ever-changing digital world, security is of utmost importance to all the participants in the digital payments value chain. Our technology uses sophisticated tools to ensure the security of all transactions and protects the participants in a payment transaction. This allows all members to enjoy safe and secure payment services.
PASS through its distributed regional model ensures the widest acceptance of transactions regardless of the channel used – ATMs, e-Commerce, traditional POS and mobile payments. Our interoperability means that consumers can now enable transactions both domestically across all operators as well as cross border without worrying about compatibility and prompt settlement.
Ease and Flexibility
PASS offers a completely flexible and transparent fee structure and provides competitive exchange rates for cross border transactions. This means that all PASS participants enjoy economic benefits not available through traditional means. In addition, revenues earned stay within the continent. Our rules and regulations provide complete clarity and are easy to understand to best serve our member needs.